Instead of using apps that insist on over-budgeting your life and overanalyzing your mistakes, plan ahead with Forecash, which forecasts your cash flow and helps you make informed decisions about your finances.
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Debt is crushing an entire generation, and lenders stack the deck against us.
Accounting doesn’t help real people make the right decisions for themselves.
Over 70% of Americans live paycheck to paycheck, which takes different tactics to navigate.
Spending today can have unforeseen impacts later.
Fixed monthly budgets don’t work because every month is different.
Popular advice doesn’t meet the needs of most people.
Your life and financial situations are unique. Use a tool that helps answer the questions you’re actually facing.
No need to overanalyze a past you can’t change anyway. Calculate what your future possibilities are instead.
Understand your choices. Adjust and plan ahead to be more secure in what might happen.
We won’t sell your information to ad partners or get you to sign up for more credit cards that you don't really need.
We’re here to help you solve problems that the system created and has stacked against you. We believe the best way is to be a trusted partner in the journey from debt to savings to prosperity.
Try Forecash
Forecash is an app you can adapt to your personal financial needs. It forecasts your future, calculates the hard stuff, and lets you test different scenarios to make informed decisions.
The centerpiece of the Forecash experience, it’s designed to help you to see and
Embedded into Forecash are calculators intended to give you a transparent and complete picture of possible futures and tradeoffs. For example, the key piece to calculate for all loans is total interest you’ll pay for a given strategy. This is shown in every Forecash scenario, so you can pick the right strategy for yourself.
Should you rent or buy an apartment? Invest in a retirement account? Pay off a student loan? Both? If you decide to pay the loan off, how? Do you put in a big chunk now, refinance, or both? Forecash is designed to help you test and compare.
We believe there’s no need to feel guilty for what you spent in the past, but this is a side effect of most financial "tracking" apps. Most likely, you made choices you needed to make.
You, like other humans, deserve better tools. So turn your attention to the future and gain confidence with your money.
This is where it starts, just by entering how much cash you have in a single account, or overall. Forecash draws a projection graph for you from today, drawing every day into the future.
The graph updates live to reflect your individual paychecks. You essentially describe this like a calendar event.
These can be ballpark estimates to start. It’s just to get a picture of the impact your expenses have on your income, and the graph updates to show you what your cash flow actually looks like.
For anyone working paycheck-to-paycheck, this is where things can get sticky. Every month is different. But if your “projection” gets close to zero, Forecash will show you when.
You can drag expenses around in Forecash to reschedule them or plan to spend a different amount. This is the core of Forecash; it empowers you to experiment with the future and puts control in your hands.
Once we factor in credit cards, loans, retirement and savings goals, then Forecash really shines.
Try for yourself below by signing up for a free trial!